There are no fees to open an account. There are two options in signing your new account agreement. 1) Your application will be sent electronically for your signature via DocuSign, this will create your account instantly. 2) Or, you may elect to sign your application manually in-person. Option 2 will take 3-5 business days to get your account open. Note* Trusts, Custodial Accounts, Qualified Plans, Business Account signed by a Power of Attorney is prohibited from submitting the application electronically. Manual in-person submission is required.